October 3, 2022

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What Does Personal Disability Insurance Offer?

2 min read

One of the most important bills to be aware of when you are self-employed is your personal disability insurance. In this article, we look at what they offer, how they work and if they're worth the money.

Personal disability insurance  offers a variety of benefits to policyholders. These benefits can include income replacement, medical expenses, and lost wages. In addition, personal disability insurance can protect the policy holder from estate taxes if they die while covered by the policy.

If you have a disability, it is important to have personal disability insurance in case of an accident or illness. This type of coverage can help cover your costs while you are unable to work, and can also provide income replacement during your disability. 

Disability insurance also offers protection against unexpected expenses, such as a lost job. If you are considering getting personal disability insurance, be sure to look into the different benefits offered by each policy.

The main advantage of having personal disability insurance is that it can help you maintain your standard of living while you are unable to work. In most cases, your policy will cover 100% of your eligible expenses, which means that you will not have to worry about paying out of pocket. 

Plus, personal disability insurance can provide peace of mind in knowing that you are covered should something happen and you are unable to work.

If you are thinking about getting personal disability insurance, be sure to speak with a qualified individualized broker who can help you find the best policy for your needs.

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